Pay how
it feels right.
Three ways to bring home a Luther's Diamonds piece — pick the one that fits. Most of our customers go with the first option, but each is here for a reason.
Split it with Shop Pay.
The easy path. At checkout, choose Shop Pay and split your order into smaller payments — bi-weekly or monthly — powered by Affirm. No paperwork, no calls, no waiting on us.
We don't have access to Affirm's approval decisions or payment plans. For anything specific to your application,visit Affirm's help center— they'll take great care of you.
Custom rings, same flexibility.
Custom orders are paid in two parts — a small deposit to begin, and the balance once your CAD model is approved. Shop Pay works on both, so a fully custom piece can be spread out the same way as anything else in our shop.
Common questions.
Affirm performs a soft credit check at checkout, which does not affect your credit score. If you complete the purchase, the loan itself may be reported to credit bureaus depending on the plan. Affirm's help center has the full details for your situation.
Yes. Shop Pay works on both the 10% deposit and the final 90% balance for custom orders — so if you want to spread payments out further, you can combine the two paths. Just reach out before placing your deposit and we'll walk you through it.
Because Affirm manages all Shop Pay financing, they handle missed payments directly with you. We don't have visibility into your account, but Affirm's support team is responsive and good at working with you on adjusted timelines when needed.
Honest answer: we're a small family studio, not a bank. Shop Pay handles the financing side beautifully, frees us to focus on the craft, and keeps the relationship with you about the ring — not the paperwork. We reserve in-house arrangements for situations where Shop Pay genuinely isn't a fit.
We're here to help.
Whether you're choosing between options, have a question about a custom deposit, or want to talk about something we haven't covered — reach out.